The budget shows up the leaks from thy purse and enables thee to stop them and control the expenditures for definite and gratifying purposes. Oh, beautiful. Yep. Yeah. It shows thy leaks. Wow. Shows thy leaks. I mean, that guy. Yep. I've seen lots of budgets that are leaking. Welcome to a life well lift. Grow, preserve, and transfer your wealth with Ken Ouellette, CPM certified portfolio manager and founder of Orca Wealth Management. In this podcast, he will provide some clarity and setting goals needed to build, preserve, and transfer wealth and overcome some of life's financial obstacles. Ken provides actionable steps to help you plan through your financial ups and downs in a way everyone can understand. Join us on this journey where Ken will explore many financial avenues, drawing from his three decades of experience in helping others avoid risking a lifetime's worth of work and savings by not having a plan and a strategy in place. Now, on to the show. Well, good morning, Don. Good morning, Ken. Yes. So we just had you know, we always start with a little weather segment. Right? Because it's just kinda segues. Pertinent. Yeah. It's pertinent. We've had we've had six to eight inches of snow here on the coast of of North Carolina. Wow. Yeah. Yeah. The kids kids kids got three snow days. Does that happen often? Basically never. So, like, once a decade. Yeah. Yeah. Well and on the flip side, we've had no rain in Oregon on the coast. Well, it's coming. Well, yeah. That is. But I'm just saying it's kind of amazing how the the nature is nature is fickle. It is. It is. And today, we've got, we got something new. We're gonna do a, little book review. And for the listener that, has not been allowing for every podcast, Don is on his retirement journey. It's about to wrap up in a year or two. And so I gave Don a homework assignment of a book to read. And that book is Don? That book is The Richest Man in Babylon by George s Clayson. Yes. The for the listener that may not have seen that in, on the Amazon top ten list because it was written, what, nineteen twenty six? Yeah. Yeah. Yeah. It's a classic. It's a classic. But, as we're gonna as we go into it, we dive into it, we're gonna see that these principles have not changed. So I'm just gonna say it from a start point. He mentioned Ken mentioned that he Ken mentioned this book to me, and I'm like, I've never heard of it. I mean, you know, I was all in engineering junk in college, and and, you know, this is a money book. But it's not really a money book. It's actually kind of a life but it could be in two sections, like the finance section, but also in the self help. Yeah. Yeah. Because, really, there's a lot of things I think that this could go into self help as well. But just to read off the back real quick, George s Clason wrote the collection of parables set in Babylon, ancient Babylon, and provided guidance to one's financial well-being. And one thing I didn't know as well is these guys at the US banks and insurance customers, they they created pamphlets out of these because they they wanted to help people. And and so they actually had them in their air stores and stuff and his parables. And so they combined them all together to make this book. Yeah. And it was also during the Great Depression, which I found interesting. And people were trying to find anything to save and help and then try to better themselves during the Depression. And this is one of the books that, actually came through the whole thing as a success. Yeah. Yeah. I think, you know, the reason I how I came across this book was somebody slid it across my desk when I first started. Said, listen. This is a this book is what a it's not very many pages. How many pages is it? Well, I was gonna say, though, they slid the clay tablet across because you started, like, that long ago. But, it's like a hundred and sixteen pages. Yeah. Yeah. Yeah. It's like a hundred page book. It's a real simple read. You read it in one evening. But it's got some profound, timeless, little nuggets in there. And like you said, you know, a lot of a lot of finance crosses over into life. And so that's why I think, this book is really, really interesting for the listener to to give it a chance. For the foreword, the very first line of the whole freaking book, I was like, well, that sets it up. And here's the line. Our prosperity as a nation depends upon the personal financial prosperity of each of us as individuals. Wow. Doesn't that just sum it up? Yeah. That sums up today, doesn't it? I mean, it is. It's like, wow. This is nineteen twenty seven. I just thought that was amazing. Yeah. You you know, things things, history doesn't repeat itself. It rhymes. And, and this book is really so let let's get into the meat of the book. Well, he starts out, and he and he gives you a little, like, you know, seven pages of here's Babylon. It's great. It's beautiful. It's, you know, big walls, all that stuff. And then he starts out the very first one of his first one. And the thing is he talks in parables, which I thought, you know, a lot. You know, if you wanna help get your story across, people will take it more meaningful with parables. That's, you know, Jesus. Yeah. Talked in parables too. Yeah. So a parable just takes a a complex subject and puts it into layman's terms in a short little story that that Easy to understand. That parallels the actual concept. So here, he starts it off with Banzir, the chariot builder of Babylon, and his friend. And he's sitting well, Banzir is sitting there going, you know, I make a lot of money, but why am I still poor? I mean, I have to work every day. And then he comes up to his buddy who says, you know, I can't loan you any money because I don't got any myself. So they start talking about it, but and they say, well, let's go talk to Frankie over here, who's the well, it's actually Alcazar. He's the richest man in Babylon. So then they go over and they start talking to him. Okay. And he gets the wisdom. Right? Oh, yeah. He starts talking about, you know, how great it is that people wanna learn and and learn from him. And one of the biggest things he goes off of right then is just talking about well, out of every ten what's the word? Ten coins or ten chuckles or Shuckles. What? Shuckles? Yeah. Yeah. You you know, you could spend nine, but put that tenth away. Don't touch. Yes. And I think, you know, what we'll try to do is take the principles of the book and kinda put them in today's terms. So what we like to deem that is ten percent of your earnings, you should pay yourself first. So just like you have an electric bill, just like you have a mortgage payment, we try to get particularly younger people to think of their retirement as a bill that's gonna come due because it does. And so you need to pay yourself that first ten percent or that first shekel. At one shekel out of ten, you need to pay yourself. And and it Vance here goes, I I wish an income that will keep flowing into my purse whether I sit upon the wall or travel to far lands. Wow. That's a that's a dream for all of us. Yeah. I would think. And that's when, the the, the man, Artzir and I'm I'm killing his name. That's why he says you should always keep a part of what you earn. You should always keep it yourself. And he coined the phrase, pay yourself first. There you go. See, it stuck. I read that book thirty years ago, and here it is. It said, just pay yourself first. But, I mean, I've heard that other places. It's just it's never been coined back to him, or I thought that's kinda impressive too. And then wealth grows whenever men exert energy. Wow. Arc Arcad. Alright. So These are just my highlights as I go through. I thought it was kinda fun. But pay yourself first, and that was one of the next quotes I really love. Wealth grows grows wherever men exert energy. Okay. And that's the truth. So I mean but it takes effort to put away that one shekel. Yes. I would yeah. That's okay. It takes energy. That's my thought. And then he goes off and says, okay. When he was young, he actually paid, that well, this all changed around to Joey, the, brick builder. He gave him some money to go over to the next town and buy some diamonds. Okay. Unfortunately, Joey, the brick builder, didn't know what he was doing. And so he, he came back with some glass, and he got he got frauded. So he lost all of his shackles that he saved. So the the parable there is telling you be very mindful of the ten percent that you provide and who you provide it to. Vet that person to make sure that they are going to do well by the monies that you save. Yeah. And and then the coins, how he has it in his little book too is guide your treasures. Guide your treasures. Guard your treasures. Guard your treasures. Excellent. So don't be maybe in today's terms, don't try to hit home runs. Don't try to be too speculative. Don't try to catch the latest fad or or investing craze, but guard your treasure. I like that. Yeah. And and then he goes off, and I I jumped ahead that one because I was kinda excited because I thought that was pretty funny how we paid some dude to that doesn't know anything about diamonds to go get diamonds. And that's a true story in today's world with all the people clumps. Say, hey. Do I have a deal for you? Yes. Yeah. So one of the next ones good. Yeah. How's it going? I'm sorry. Yeah. You have to do this now, or you're gonna miss out on this opportunity. That's usually the reason. Yes. The fear of missing out. Excellent. Yeah. Yeah. So, and then he goes off the second one he really says after he says you pay yourself. He says, get a budget. Nice. So and he says, control your expenses, and do not confuse the necessary expenses with thy desires. Oh my goodness. That's a good one in today's society, isn't it? Yeah. Well, isn't that the truth, though? I mean, it's just yeah. It it's crazy how this is nineteen twenty. Well, it's money. Right. And even as they pointed out, this is, because this is what he said Babylon was, like, you know, two thousand years before this and everything else. And even in Babylon, two thousand years ago, money is money. And you have to know how to control it and make your little your dollars work for you. Yeah. And it it the budget thing is important because if you don't have the if you don't start with the budget, it becomes difficult to pay yourself the ten percent first because you don't know where all of your money is going. So So a lot of people will have the conversation with, particularly younger people. Well, things are very expensive now. I just don't have money to put away from myself, or I can't I hear that one. X out my four zero one k, or I can't even do the company match if it's five percent. I I can only do two or three percent. Well, if you start with a budget, there's gonna be places in that budget where you're gonna be able to find an additional two or three or four percent. Now it may be may be something that you're used to doing. You know, it might be making your own coffee versus buying coffee. It might be, you know, cooking dinner more often than going out. It might be there might be some forms of, discipline that you're gonna have to do, but in the end, your that that bill's coming, so we need to carve out a space for that ten percent. His bow his, quote is, the budget shows up the leaks from thy purse and enables thee to stop them and control the expenditures for definite and gratifying purposes. Oh, beautiful. Yep. Yeah. It shows thy leaks. Wow. Shows thy leaks. I mean, that guy. Yep. I've seen lots of budgets that are leaking. So when I was talking about, giving it to, Jimmy Joan, the, these are just fictional names I'm throwing out, of course, not to offend anyone. But Jimmy, the, the brickmaker, that's what this one is. The next one is this. He says, make thy gold multiply. Make thy gold multiply. And that's a good one too. So we have seen throughout history, sometimes people confuse, safety with with lack you know, or or not getting purchasing power. So they're trying to they're trying to be very safe and conservative with their money, but it doesn't grow, keep pace with inflation. You have to have some form of multiplier in there. So he, he talks about this whole section is about having a lean purse, which is a great way of saying that I'm broke. Yeah. Yeah. So his his his lean purse, he says, for a lean purse to a man no longer able to earn or to a family without its head is a sore tragedy. It's just like, wow. This guy. Man. But he he puts it straightforward. It's it's such a great way of doing it, I think. Yeah. Yeah. I mean, and then, another one that he talks about with investments was talking about, the sheep dude. This guy comes up with a bunch of sheep, middle of the night. Said, oh, I can't. I gotta get rid of these. I don't have time. My wife's sick. I gotta go back home. I can't show him right now. But if you wanna buy them, you can. I'll give you this great price. And the guy's like, I don't know. Anyway, turns out he it was a good deal, but he lost money on it because he didn't take advantage of it. So, I mean, he shows you both sides. Right. So then you're talking about opportunity cost. You know, if you have an an opportunity to invest in something that's got a nice track record, you have to have some faith that it's gonna work out and be able to take advantage of those opportunities. So have a growth mindset. I think that that is what he's getting out there. That works. I didn't quite get that same well, I got the same take, but you you say it much nicer in today's world. Yeah. Yeah. So what what is your take? You know, the opportunities are around, but you have to use your smarts and figure out what's actually good. Yes. You have to be you have to have a discerning eye. No doubt about it. You're making me sound here really bad. Well, you you're you're you're doing the nineteen twenty six version. I'm doing the two thousand and twenty five update. Well, I'm trying to actually do the middle version to bring it in a little bit. I'm doing the abridged I'm doing the abridged version of of richest man in Babylon for the listener. Well and then when he was talking about, the the brickmaker, he one of the things he says is to get expert advice. That was one other another one of his cures for a lean purse. And you've gotten into that. Yeah. So use a financial adviser. Yeah. Men of action are favored by the goddess of good luck. Wow. You could take that one a lot of different ways. But, I mean, if you don't try something, you you're never gonna Yeah. My view on that is, once again, do what I found throughout my career is there's really two types of people. There's the half half full, the glass is half full people, and then there's the half empty people. The people that have an optimistic attitude make very, very good investors because they're patient. They're willing to to have their their investments do bear fruit. Whereas the people that are pessimistic, they tend to not have faith in the process and the markets. They're just so critical that they have that makes them react. And so I think what he's trying to say there is is that you have to have patience and and have faith in after you vetted the the investment process you're gonna use and the adviser that things are gonna work out. Is that right? He was big on that one. He talked about, don't just talk to, you know Right. Silly willy down the corner and stuff or, you know, get advice from TikTok. Well, I said it. Yeah. Exactly. Right. Yeah. Yeah. You wanna be able to because your financial plan should be specific to you, and the financial adviser should have a history of dealing with good, bad markets, and you should be able to put your faith in in that individual who you so desire to hire. And one thing that, in going and I left this book, it kinda it's all it's all the same idea with different stories, and it kinda goes around a little bit. But one thing he did talk about is, is just in the beginning, he talked to Akbar, the richest man in Babylon. He he himself learned from someone else. Right. And this dude came in, and he's like, well, hey. You gotta do that. Pull one aside and and do it. And he did that. That's when he told the story about, you know, giving it to and buying some glass and not gold diamonds. And the other one is after he learned to live on less, which I thought was interesting too. And he liked it in the long run because he could actually see his shackles growing. Exactly. Yeah. I mean, there's there is definitely a you grow in confidence through experience in the investing market. And sometimes the the investment process, you know, teaches you to become more patient or or it teach or it kinda we we have a saying that people that use speculative measures, it kinda spits you out at the bottom. If you use margin, if you use here in the recent news, you know, there were a lot of people that were using exchange traded funds that were two times the leverage of the individual item. So a stock that's all over the news had a real bad day yesterday, was down seventeen or eighteen percent, and there were individuals that were trying to gain a little bit more advantage on the upside of that by two times. So it would move two times up or two times down. So if that's down seventeen percent, they're down thirty three percent a day. Uh-huh. So that through that process, either you learn from that and you see your shackles deteriorate quickly, and you learn from that process and never do it again. But when you do learn from it and you don't do it and you see your shackles grow over a period of time, and shackles were meaning dollars, you grow in confidence, I think. I think is that is that what he's gonna try to say there in the book? Well, I think that's how I got it. I mean, you you develop you develop this sounds I'm sound like a motivational speaker, which I might add, do you know this was one of Jim Rohn's favorite books? Oh, really? For those I mean, for those of you that don't know Jim, I mean, he's a motivational speaker from nineteen seventies, I wanna say. Well, no. And yeah. Oh, he is the man. But, yeah, it was one of his favorite ones, and he would actually, talk about it in some of the speeches just about how because it's so positive and it has there's nothing wrong. There's no bad advice in this book. Right. I mean, it doesn't say, like, you know, go out there, and and if you sleep upside down for five days in a row, you're gonna make money. It's like yeah. It's straightforward. Very, very straightforward and very, very, principled advice. Yeah. So, I mean, you develop, as you're saying, that that that that I the the idea is kinda like when you start working out. At first, it sucks, but after a while, you get used to it, and you start building a little you feel them better, you feel them better, and it builds on it. And then you you actually feel like, oh, I'm gonna go do that again. You can't it motivates you to keep going forward. Yeah. And that's what he's talking about. Akbar is trying to build them up, and he learns that from the first guy. Yeah. And I think, you know, Charlie Munger, who was, Warren Buffett's partner for decades, who recently passed away last year, he used to always say that the the most difficult, process of investing is getting to your first hundred thousand. Once you get to your first hundred thousand, it it's like you get momentum. You get confidence, and you see the process. And so, he was he was famous for saying that. What I find interesting about that is I don't even remember when that happened. I mean, because that's, like, you know, early early on. Yeah. And it just kinda you know, I mean, for me, at least, I don't I never looked at it early on. It's only been as of late as I start actually thinking, can I actually retire when I start looking at it? Well, you started to put these principles in into effect without even really without knowing they were principles. You were just doing it. And all of that made me. Yeah. Yeah. That that's part of it. But then also, you know, once when you're working, your head's kinda down. As long as you get the budgetary process down, you're just putting the money in, and then all of a sudden you're seeing it growing, and you're getting confidence that this is gonna work out over a thirty, forty year retirement. And then those those kind of those those bellwether marks, the hundred thousands, the million, they kind of fade. Whereas if you're not if you if you're not as experienced and you're trying to you'd kinda hang on to those benchmarks. So I'm gonna lead into the the five laws of gold Okay. Which this is straightforward. And I'm gonna delete a little hit header on each. Gold cometh gladly and increasing quantity to any man who will put not less than one tenth of his earnings to to, create an estate for his future and that of his family. Jack. That's the one we just talked about. That was a beautiful one. The second law of gold. Gold laboreth diligently and contently for the wise owner who finds it for a profitable and joint employment, multiplying even as the flocks of the field. Compounding? Yes. Yeah. Jack. Third law. Gold clingeth to the protection of the cautious owner who invested under the advice of men wise in its handling. So be consistent in your investment process. Know what you're doing. Buy good solid things that are gonna just grow over time, and you're not having to worry about bankruptcies, bad markets, things of that nature making your gold or your investment portfolio go away. The fourth law of gold. Gold slippeth away from the man who invested in the businesses or purposes for what she is not familiar or what she is not approved by those skilled in its keep. Excellent. Stay in your lane, I call that. So if you have and and, you know, I can I can speak to myself? I know dividend stocks and dividend investing. That's my lane, and that's what I stay in. That's what I know. And I tell my clients if they wanna speculate, I'm not against that. You know, there there's a certain portion of money, but you'd have to either find somebody that knows that area of technology stocks or, commodities or things of that nature, which I cannot speak wisely about. Uh-huh. The fifth law of gold. Gold flees the man who would force it it to impossible earnings or who fall with the alluring advice of tricksters or schemers or who trust it in his own inexperience and romantic desires in investment. Boy, do I see this all the time. I mean, I could go we could spend an hour and a half of me counseling clients that have come to me after chasing some fad securities, or investment scheme that didn't work out. And every single cycle has new schemes. Every single one. It's repetitive. It's going to go on forever. And, whether it be in two thousand and eight when everybody was buying homes, you know, on margin, on leverage, assuming that the house values were gonna go up forever, and they would have workshops about real estate. It just goes on and on and on, and the the dot coms of the two thousand and two thousand, nineteen ninety nineties. Yeah. You know, so what do we have now? We've got we've got, you know, gold is getting up there in in the speculative area. You've got a lot of these tech stocks that AI, you know, may has that kind of that that Allure. Allure to it. You know, easy, quick money. I'm going to be able to make twenty percent a year. As soon as you you start to think that I can make that there was an old saying we had. When you think you've got the key to Wall Street figured out, they always change the lock. I've seen that with an orangutan on the poster. I thought I had all the questions, and then they changed all the answers. I mean Yeah. Yeah. That Yeah. You kinda feel like an orangutan after that. Something like that happens. So we wanna avoid that for sure. That's that's good advice. One of the, second to last chapter of it is, the gold lender of Babylon, and I think this is kinda it's it's kinda awesome. Again, some guy makes a lot of money, and he goes over to this guy and says, hey. I see that you have a lot of money, and you're rich and stuff. And I just got this. What do I do with it? And, of course, he goes on the same things. How do he wants you to make your, you know, make your dollars, make your shekels bro, and will work for you kind of thing. Mhmm. And, he's like and he's like, woah. Does that mean I should help my, you know, my brother-in-law who needs this and stuff? And his quote for helping out family, which I shouldn't say family, family and friends. And in general, it's always, you know, do what you it's whatever. But, if you desire to help thy friend, do it in a way that will not bring the friend's burden upon thyself. Oh, boy. That's a classic. Yeah. That way, that I think you could do a book on that alone, can't you? Yes. Yeah. And then so I think in the last podcast, we talked about the client who did the second wedding for forty five thousand dollars. And I said, well, that's fine. You can do that, but it it blows up your plan a little bit of what you've worked so hard for. So the daughter, at some point when you're eighty, is going to have to give that money back to you. So I think that's the prudence that he's talking about there. And we see this too, like professional athletes. Right? They wanna buy cars. They wanna buy their they've got a lot of friends that they wanna try to take care of, that they grew up with or what have you, and they've come into money quickly. They wanna buy their parents a house, but then their career is relatively short, and then all of that money is gone. Yeah. Yeah. You just have to do it in a way where it's not gonna hurt you in the long run. Yeah. I always I always say exactly. So whenever whenever somebody wants something like that, it's gotta be something that won't affect the plan. And then if they never pay you back, it's it's not going to it's it's gonna have zero emphasis on your long term strategy. So and and this is why the gold lender of Babylon is a very rich man because if he does loan something out to people, he says, I want something in return. Right. And that has to be something of value to the person. Otherwise, they're not gonna bother with it. Right. And so, he he goes off here and it's and he says this one person gave him a scarlet cloth, and he learned that one is, the bitter remorse, she threw herself into the Euphrates and killed herself, and the loans will never be repaid. And so everything he borrows from people, he puts into a chest, and he says, the chest tells you, Rodin, that was the name of the guy who came to him with a lot of money, that human in the throes of great emotions are not safe risks for the gold lender. Wow. That's pretty profound. Human. I know it's nineteen twenty seven, this dude. Humans in the throes of great emotions are not a safe risk for the gold lender. That's true. Yeah. That's straightforward. I mean, it's just right up there. Yeah. So so he gives you a few other examples of, you know, how you shouldn't just loan to this from various people and stuff without having something that's meaningful that makes them gonna come back. And he also talks about this dude that he's grown to really like and the not like, but they've done a lot of work together, and he trusts them. And he doesn't even require him to give him anything in the in the future or for future loans because he shows a habit. He always repays them on time and early. So, basically, I guess, he's speaking to prudence there. Who's she? No. Prudence. I'm joking. Oh, okay. Yeah. So be prudent in who you you lend money out to. If it you know, we we so I have historically, regardless of if it's if it's friends or family, I like to use an amortization chart, and provide that just so there is a written principal and interest payment that is done. We recommend that to our clients, just because it makes it official, and then there's no questions. But, you know, that that is how we we we attack that prudence. And the final chapter of the book, Ken, and it talks about how the, they find these clay tablets, and they start talking about them in in in college, not in college, but in the, in a archaeology kind of profession. Mhmm. And, it's kinda hokey, but it just reiterates everything not hokey. It just reiterates everything that they've gone through in the book and and how they're transcribing and figuring it out. And the guy can't believe that this is actually written that many years ago. And he goes, I must live upon this portion and never use more nor buy what I may not pay for out of this portion. And it just it just talks about the pretty much the same thing we just talked about everything we've had here. One tenth I have set aside to keep my own. Seven tenths have I divided with my good wife to pay for our living, and two tenths have I divided among my creditors. It it's just kind of funny. He just kinda surmises the whole thing, and then it goes on to say the luckiest man in Babylon, talks about how he was once a slave to money and everything else and owed everyone in the world. And and then he goes off, and he actually becomes a slave because he he he does a bad deal with, some other guy doing running cattle. And Chris is not cattle, but he got me. Yeah. And, yeah. So he gets picked up as a slave and everything. And then finally, this person says, oh, you're good enough. You you know, go back. So he goes back to the town where he was there, and he pays back all of his creditors, builds up his whole his wife gets his wife back, everything. Great story. And it's kind of like the moral story is, you know, I mean, he is the luckiest man in Babylon because he was given a second chance to rebuild and pay, and and he became a person that everyone wanted him to be. Right. And and he learned these principles, which he can apply in his life, even though he had that setback. Yeah. Yeah. So I just this is the richest man at Babylon. Like you said, it's a hundred and sixteen or so pages. You know? And then I I highlighted it, so it probably took me an hour and a half. But the principles are here. And this is kinda one of those books that you can almost give to, you know, I mean, people that I love, younger kids, and just say, read this. Right. And that's what somebody did for me. And I think that's kind of a pass down type of thing. And it can makes these sometimes when you're when you talk about financial things, you know, investments and, the process and what you need to do, it because it's got its own acronyms and its own language, people tend to get a little overwhelmed initially on it. And I think that this book, because it puts it into these the the parable type language, people can understand it, and then they can apply it. And the it really applies across the board to everybody, and everybody should utilize these type of parables and principles. Well, like I said, he was, wrote this right before the depression, And everyone, during depression, of course, was trying to figure out look for ways to they could help themselves to get out of this depression and get through it. And that was one of the things that actually made him famous because he actually survived it unlike his business. He, and another interesting point, he started a map company, and he was the first one to publish a road atlas, the United States and Canada. Oh, that's true. Yeah. Yeah. So he's and then, and like I said, his businesses didn't survive. But that but this parable book and everything else, of course, through history, and and we're reading it right now. And he has the phrase, pay yourself first. Yeah. Yeah. So, I mean, for the listener out there, this is a nice addendum to to well, these podcasts, I think we we try to cover almost every one of these subjects, every time we there's a there's a sprinkling of the richest man in Babylon, I think, in every one of our podcasts that we do because they're timeless. And so, you know, we encourage anybody to pick up a copy of this. I mean, you could buy it on Amazon. I think it might even be a free Kindle download. I don't know. It's it's been around for so long, but, you know, you could pick this thing up for three bucks, I think, anywhere, and it'll. It see? He's still working even since nineteen twenty six. Yep. That's awesome. Alright, Ken. Thank you for an enjoyable read, and thank you for recommending this. And taking your knowledge and spreading the wealth, thank you again. How do I get a hold of you? Orca Wealth, o r c a w e a l t h dot com. And as always, my phone, seven two seven seven four one six zero seven seven. Orca Wealth Management, that is our landing site, our web page, which, has the podcast, pertinent information on the team that we have put in place. Seven two seven seven four one six zero seven seven. I can always be reached by phone. And then, you know, grab a copy of this book, and, let's have a conversation about it. Yep. Akbar is awaiting you. Akbar. I didn't think I don't know if that's his name. But, Ahmed Akbar, it it was a a Babylonian ish type name. Awesome. Yeah. Well, thanks for the day, Don. I enjoyed it. I had a great time. Thank you, Ken, for bringing this book to my attention. Alright. Till next time. Cheers. Bye. Thank you for listening to a life well lived. Grow, preserve, and transfer your wealth with Kinolett CPM. Click the subscribe button below to be notified when new episodes become available. The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Orca Wealth Management LLC. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial adviser or other qualifying financial service provider with any questions you may have regarding your investment planning. Orca Wealth Management LLC does not provide legal or tax advice. Clients should seek the advice of a qualified attorney or
